Protect Your Equestrian Journey with Acera Insurance

Acera is the insurance provider for Ontario Equestrian, providing a range of automatic and optional coverage for members. Wherever your equestrian journey takes you, we have you covered.

LEARN MORE
Acera Insurance

Quick and Easy Protection for members

LEARN MORE

Peace of Mind with Acera Insurance

Ontario Equestrian offers insurance coverage through Acera, a trusted third-party provider. Gain quick access to coverage and receive insurance documents promptly.

Comprehensive Insurance for Equestrians

Protect yourself and your horse with Acera's comprehensive insurance plans. Find the right coverage for your needs.

Flexible Insurance Options for members

Acera offers a range of insurance options to meet the unique needs of each participant. Explore Acera's flexible coverage plans today.

Inclusive and Welcoming

Automatic Coverage for Peace of Mind

At Ontario Equestrian, we understand the importance of protecting yourself and your horse. That's why automatic insurance coverage is included with every Ontario Equestrian membership.

Automatic Insurance Coverage
Claims Process
Learn More

Insurance coverages
for members

Add additional coverage to your membership with a click - or contact Acera Insurance at 1-888-394-3330 to discuss your equestrian insurance needs.

Automatic insurance coverages
Optional insurance coverages
$5,000,000 Personal Liability Insurance

INCLUDED

Protects you, the member, if you are sued by a third party because a horse that you own or lease, ride or handle non-commercially, causes property damage or bodily injury to a third party. $1,000 Property Damage Deductible.

Click here to read more
*Liability coverage is for non-commercial equine-related activities. Some limitations and exclusions apply. Coverage is in force 24 hours a day, seven days a week, and covers the member (Canadian resident) anywhere in the world. (Exclusions apply for members who are non-Canadian residents).
Join now
$40,000 Accidental Death & Dismemberment Coverage

INCLUDED

Covering you, the member, should you suffer a catastrophic injury, dismemberment, or death arising from equine-related activities. (Under the age of 90 and only available to Canadian Residents)

Click here to read more
Join now
$75,000 Accidental Death & Dismemberment (AD&D)
$45/YR
$75,000 – Enhanced* Accident, Death and Dismemberment for injuries sustained by you, the member related to horses, including coverage when you are en route to and from an equine activity in a vehicle. This policy will pay regardless of any other insurance that may be in force at the time of the incident.

Optional AD&D Insurance - Policy Document
*Enhanced AD&D is restricted to members who have not reached the age of 75 years.
Login to add this coverage
$10,000 Members Named Perils Horse Mortality
$35/YR
Horse(s) you own are covered for death arising from Fire, lightning, transportation, earthquake or flood, attack by dogs or wild animals. Limit of $10,000 for any one loss and any one term. Includes compensation for government-ordered destruction of the horse.
‍
Optional Members Named Perils Insurance - Policy Document
This policy must be purchased by the owner of the horse(s).
Login to add this coverage
$2,500 Emergency Life-Saving Surgery
$55/YR
This policy covers Emergency Life Saving Surgery necessitated by accident or sickness, including colic surgery and fracture surgery, to a maximum limit of $2,500.00 for expenses incurred. $250 deductible.
‍
Emergency Life-Saving Surgery - Policy Document
PLEASE NOTE: This is NOT a life insurance policy; NO DEATH BENEFIT is payable under this policy.  This policy is restricted to one claim per year and must be purchased by the member who is the owner of horse(s).  Members must have purchased Members Named Perils to be eligible to purchase the Emergency Life-Saving Surgery product.
Login to add this coverage
$15,000 Tack & Horse Equipment
$75/YR
Insures tack and equipment from loss or damage anywhere in Continental US/Canada. Tack and horse equipment you own, excluding rider clothing and protective equipment, is insured against loss or damage from “all risks”. The limit of coverage is $15,000 for any one loss, total limit per term. Losses subject to a deductible of $500.00
‍
Optional Tack Insurance - Policy Document
Disclaimer

The Descriptions of coverage have been prepared for information purposes only. The insuring agreements, general terms, conditions, and exclusions of the actual policy will govern the specific application of the various coverages referred to herein. In all cases, the actual policy documents will supersede these descriptions. The insurance coverage included and/or available as an option with your Ontario Equestrian (OE) Membership is provided to you by Acera Insurance. OE is not licensed to sell or provide counsel on insurance coverage. Please contact Acera Insurance directly for any questions regarding coverage, limitations, or exclusions at 1-888-394-3330 (Equine Department).

Health Benefits

Acera Insurance is excited to offer an exclusive extended health and dental plan tailored specifically for Ontario Equestrian members.

Our comprehensive coverage is designed to ensure that you and your family have access to quality care, so you can focus on what you love most.

LEARN MORE
Acera Insurance
A rider in a red jacket on a horse riding on a path between two fences.

Interested in other insurance options?

Acera offers Ontario Equestrian members discounts on other equine insurance products, including coverage for:

Coaching
‍
Mortality & Medical
insurance for horses
Horse Shows
‍
Boarding & other
Commercial Coverage
Farriers
‍
Liability insurance for
Equine Associations & Clubs
Grooms
‍
Veterinarians
LEARN MORE